I have recently switched my insurance from home owners to landlord policy.

Every $1 I make in cash flow, the government will take 35¢-40¢ today.

Some people will say, "Take out a quality Insurance Policy and you will be protected."

Some carriers require limited water damage coverage depending on the age of the property and age of utilities.I would recommend at least 25% (ideally more) when possible and if you're limited to 10% you should make sure you cannot purchase another policy for a similar price.

Tax breaks cost the government money, and somebody has to pay for them.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

While I feel it’s not as nice as yours, it’s also listed for nearly 30% less, with similar qualification requirements and pet policies. 

But they are slowly decreasing from the fast spike, as the market tries to make sense of rhetoric (100% tariffs on BRICS countries) vs understanding what the actual policy is. 

In case you haven’t read the previous responses or haven’t walked a mile in a landlord’s shoes. 90%+ of your problems are caused by your local/state government that you seem to be giving a free pass.

Only government and insurance companies insist on not letting go of mail.It's good asset protection.