Obviously that feeling seems to extend to all people in all facets of life everywhere.

It essentially includes having a buyer for a specific property BEFORE entering  in a contract with a seller.  

I’d be happy to help—feel free to reach out!

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

I'm not sure why "within the unit" is not being interpreted to include the balcony.

If you ever want to discuss strategies, share experiences, or need additional resources, feel free to reach out.

I’m currently going through the process of getting a HELOC and feel confident we’d be able to fund a purchase using that but using PML has ultimately been a goal of mine and would like to incorporate it into one of these purchases if possible. 

We don't allow any "deal-making" in the forums, which includes advertising your services or properties, looking for partners, etc.

However, this will be brutal for Non-EU countries including the United States. 

If you need a contact, feel free to send me a DM.