Oh well....From the federal side and surely by any state, an attorney can originate a loan, following the requirements of an originator.The only issue I saw was with the trust being in title and saying you loaned to whomever.

new federal law covers this.  

You’ll need to hand over a large chunk of cash that’s just going to go to state and federal government, maybe 25-50% of the total gain, not just on the current property. 

The biggest lever the Federal Government has is tax policy.

Cost Segregation is a commonly used strategic tax planning tool that allows companies and individuals who have constructed, purchased, expanded or remodeled any kind of real estate to increase cash flow by accelerating depreciation deductions which can defer state and federal income taxes and increase cash flow.When a property is purchased, not only does it include a building structure, but it also includes all its interior and exterior components.

With regards to the interest, where do the Applicable Federal Rates (AFR) come into play?

You need to contact the IRS to ask for a Federal Employer Identification Number or FEIN.  

In the parlance of the Federal government, such loans are called loans on one-to-four family dwellings.

And FYI, USA is a Federal Constitutional Republic. 

A Cost Segregation study is an IRS approved federal income tax tool that increases near term cash flow by utilizing shorter recovery periods for depreciation to accelerate return on investment.