What are your thoughts on this statement: " getting the previous owner to keep the insurance on the property in his name to conceal the change in ownership is arguably conspiracy (two or more persons), mail fraud (something related to the insurance will go through the mail either from you or to you), concealment of a material fact, and false statement (to the insurance company about who is the current owner).

He said often times Mortgage reps don't keep up to changes in policies and they also give you false information just to get you to fill out applications.

If the numbers make sense lets get together.Sincerely,Jay Feldmanhttp://www.phoenixsolutionsllc.netThis above all: to thine own self be true, And it must follow, as the night the day,Thou canst not be false to any man.

`(e) Requirements of Insured Mortgages- To be eligible for insurance under this section, a refinanced eligible mortgage shall comply with all of the following requirements:`(1) LACK OF CAPACITY TO PAY EXISTING MORTGAGE- `(A) BORROWER CERTIFICATION- `(i) IN GENERAL- The mortgagor shall provide certification to the Secretary that the mortgagor has not intentionally defaulted on the mortgage or any other debt, and has not knowingly, or willfully and with actual knowledge, furnished material information known to be false for the purpose of obtaining any eligible mortgage.

And just when I thought I’d found this much older / stable and experienced (falsely claimed) one…

So, unless those claims are false, then I would walk.

I rejected a couple who gave a false landlord.

Sites will hire people to use Tor and other anonymizer sites so their ip address changes regularly and click on the ads to generate revenue from false clicks.

It just really, really galls me that people bought houses they can't afford, or took all their false bubble equity out, creating a house they couldn't afford, and now want to be bailed out.

I'd just be a little weary of a false bottom.