I no longer entertain buyers agents from Carbutti and Company due to a past bad experience with one of their agents.

Some of the laws in NY changed recently and you are required to obtain a certificate of no harassment, No permits will be issued until it is resolved.You will need to work with the current tenants for this certificate to be approved which can take up to a year or more, Definitely something big to consider.  

So in 10 years even if interest rates are higher close to the same cash flow might be obtained.

Not may people know this is a requirement and certification has to be obtained by Landlords doing their own management to management companies as they believe we are acting as contractors. 

In obtaining post-possession judgments for actual damages as defined in this section, the landlord shall not seek a judgment for accelerated rent through the end of the term of the tenancy.

As you can see obtaining good cash-flow isn't always simple or easy with all those expenses.

Sounds like the seller may not even have file plans or obtain any variances.

For example, I have seen many folks part of Bigger Pockets community build their rental portfolio through obtaining financing that they wouldn't otherwise be able to obtain if it was not for their W-2.

I received wrong information from people in the Portugal RE industry before so I'm not super confident the person I talked to is correct I'm just trying to get more data points.In case it's useful for others these are some other bits of info I've learnedRefinancing is possible but it is more expensive than conventional (usually the spread is 1-2% higher) and it is necessary to explain to the bank what will be done with the money.It is not necessary to wait to own the property for a certain time to obtain mortgage credit.

He obtained a mailing list of 5,000 prospects each of whom had multiple purchases of stock market newsletters.