How about a fine for those who use ChatGPT to write those generic threads like “How to Get Into Private Lending” or “How Great Private Lending Is”?

They can & will impose fines until you stop. 

As I mentioned above, the risk of being sued, found guilty, and fined more than your insurance will cover is almost non-existent. 

And, they generally bring forth action when a neighbor files a complaint and the fines/remedies can be painful. 

Fine, no big deal.

Especially if it was just in the fine print.

We decided against taking the legal route and continued to plead ABC Baltimore to finish the rehab and pay us the monthly rent without success.Of course, during this entire ordeal, Baltimore City issued several citations and fines to our property because ABC Baltimore was often working without required city permits and leaving construction trash outside.

If you don't provide the information that's fine, but it would be a transparent answer.There are hard money lenders who underwrite to DSCR standards with their own rules, and commercial loans with use DSCR in various  applications. 

If so, I anticipate that the other two tenants may ask the one responsible for the bedroom above to pay for most or all of the costs, which may be financially burdensome for that tenant.While I have the plumber’s report confirming that the pipes are fine, I do not have definitive evidence that the leak was caused by the tenant’s actions.

Or just have a tenant sign a move in inspection docs that states everything was checked by tenant and is working fine?