Any investor or developer buy raw land lot (zoning code G) and go through the process with the city to convert to commercial use?

Not sure if hard money would be the correct route to go for this one or notHey @Scott Allen I generally run the initial underwriting to minimize the developer's equity (@Shayan Sameer) based on the max LTV % or LTARV % that the handful of HMLs that quote me on my deals.

Definitely focusing on offmarket or even on market multifamily homes (minimum 4 units). started off in real estate development last 2 years but the paydays are brutal building then waiting to sell.So now looking to switch up strategies to purchase cashflowing properties and then get back to ground up construction or even possible fix and flips. 

U have to find developments that are purpose built for investors..

There aren’t many residential development companies operating at this level, which reduces competition and risk.

I am a 23 year old who recently graduated from college with a business degree focusing on real estate finance and development.

I had been dealing with them for several months due to the development of plans for a property I own.

That is smaller units built with higher density to make the numbers work for both buyers and builders.Adapting to these challenges isn’t easy, but it’s necessary to keep up with the market.What are your thoughts on how builders and developers can address affordability and supply issues. 

Here, we got a ton in the hood, which there is no real demand for anything to be developed, so these buildings are generally worth very very little.

Michael,   A good book to purchase is "Professional Real Estate Development: The ULI guide to Business.