I am looking for an appraiser who will do a desktop ARV on several properties in Illinois and Wisconsin.

I can also read my daily news, watch netflix on demand, etc.OH and it's has usable remote desktop as opposed to the iPhone.

Normally I would agree with J Scott - however given the appraisal guideline changes of 5/1/09 I would highly recommending hiring an appraiser to give you either a full appraisal or at the very least a desktop appraisal.

The truth is your home prob. wasn't worth 105K and it worth more then $22K but the new rules that went into effect on 5/1 are going to plague you.You really need sales within 3 months - time adjustments are not being used as they were in the past under the new guidelines so if there are no sales within 3 months other then forclosures sales then your kind of stuck.You can try to go to a new lender but unfortunately this isn't a lender problem - this is an appraisal problem.Let me know what part of Michigan this home is in and if it is in an area where I know a trusted appraiser you can pay him $25-$75 to give you the real deal - a value check costs like $25 and a desktop appraisal will cost like $75 but this guy is good and will give you the value a lender will accept.The one thing you can't do is go from lender to lender in this market - you need to step back and look at plan B and C move forward with those...Not being a jerk here - just giving you the truth about the current market.

Can't tell you the number of hours I wasted trying to get married couples together before I learned this lesson.Also - $25 for a value check or $75 for a desktop appraisal before you spend one more min.

If she is more creative, she can go into web design, graphic design, or desktop publishing.

You'll want to have some comps pulled or have a desk top appraisal done to make sure the value is where you think it should be.

If you are using desktop, the newer online version is much more intuitive and automates a lot of the accounting process.

Here's my desktop analysis:$55k gross rent, if you pay water, sewer, that drives rule of thumb expenses to ~60%, or $33000.

Copy and paste a word doc to your marketing folder on your local desktop.