Some credit unions will go to 85%-95%, but there are just a few that will do 100% loan to value! 

We have internal funds, our passive note platform, lines of credit along with over 10 institutional capital investors that allow us to provide a variety of loan programs to fit the needs of residential investors from wholesalers to flippers to BRRRR or turnkey investors to land and residential developers.Kevin HillCEO - Aloha Capital

I think you'll see things pick up in January.Some other tips:1. put the toilet lid down.2.

Tyler,Within my 20 years of experience as a landlord, if I had $150k and good credit, I’d focus on either flips for fast capital or rentals for long-term cash flow—trying both at once can slow you down.

We only require a soft credit check as well. 

Go wtih what works - but intelligently.We offer a free month of rent, but to avoid desperate people, we credit 50% towards their 2nd month (to make sure they can afford 1st month rent + SD) and then credit the other 50% the 5th month.

After communicating with a prospective resident (Google Voice #, usually by text), with just a name, telephone number and email, the applicant can pay $55 to provide us with a background, eviction and credit check.

Rates are hovering in the mid 7s depending on your credit score.

They don't ask for any documents just do a credit check and you fill out their application.

Solar has an energy credit and Starlink is deductible as business expense.