Limited Regulatory Oversight: Fintech companies that operate without a banking license may not be subject to the same regulatory scrutiny and consumer protection measures as traditional banks.

Hello Sarah, Most of the time Financial Advisors aren't able to make recommendations within real estate because FINRA and the SEC make a really big deal about suitability for the consumer and most advisors aren't licensed or educated in real estate therefore they can't make any recommendations regarding it. 

They would have more experience with DSCR calculations and may pick up on what you're getting at more quickly compared to a loan officer who typically works with owner-occupier customers.I have no experience underwriting consumer loans so I certainly could be wrong about who can or does what but my point is to not get hung up on needing something called a "DSCR Loan".

Development of more consumer friendly commercial locations like: attractions, restaurants, quick bite places, bars, etcA couple years later today I am still noticing the same trend in my City.

You must document the use of the money to prevent a claim that you made a consumer-purpose loan.

Certainly didn't make it's way into the hands of any consumers that's for sure.

This negative position can consume years of cash flow to recover.

Early on I replied on various contractors (unsuccessfully) due to my (then) full time, very time consuming job.

Early on I replied on various contractors (unsuccessfully) due to my (then) full time, very time consuming job.

In some places, creating an LLC is time consuming and expensive.