Quote from @Steven Stanimirovic: Hi Rich,The prepayment penalties you’ve encountered are quite standard with DSCR loans, as lenders often structure these penalties (commonly called "step-down prepayment penalties") to offset the risk of early loan payoff.

As far as appreciation, and someone can correct me if Im wrong but looking at all the common markets over an 8 year span, its about the same for all of them.

Things that I think are obviously common sense are in fact completely incorrect.

Problem: Alignment - this is hands down the most common mistake that I see.

Hi Daniel,Your challenge is common in today’s market.

This is common throughout Southern ME, not just Biddo/Saco.

Quote from @Sarah Kensinger: In some properties we might stash some under the bathroom sink in case a guest forgot theirs, but it's not something common we do.

I work with tons of investors, both local and out of state and 1 very common problem I see that is holding new investors back from getting a deal is 1 simple thing... getting stuck on the list price.

Its actually really common in my mind for real estate failures especially like these deals were you dont really have access to your money..

It’s clear you’ve put thought into your investment, and the challenges you’re facing are common for many first-time investors.