It’s a short term rental started in Oct 2024 and earning during this off season is under $10K but cost segregation has nothing to do with rental income only depreciation of the property and with bonus depreciation being 60% this year I think it’s worth it.

@Brent BoltzBrent, it is great that it changed how you look at and value you hard earned $$$. 

I’ve got 2 kids, a strong career, am the sole breadwinner, am not moving my family anywhere, and I have very little time.

.- Additionally, you can track income and expenses consistently using software or spreadsheets.If you track everything, you could show a loss and use that to offset other earned income (such as a W2) which will net you a bigger refund.

After five years, I am willing to buy the other owner out or they could stay in and continue earning and enjoying the property. 

Thing is, you need to understand it's going to a difficult way to earn a living.

It’s a way to earn solid returns without the day-to-day work.

The mortgage payment is $1,000 on each house, so you earn $500 per house or $2,000 monthly.

It's not fool-proof, but I think odds of earning 7.5% using a barbell strategy in the average year on your money is 97% likely with very very little effort. 

They may change, but do you want to risk your hard earned money to give them chance.