Just make sure you set up a LLC to rack up the required experience.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

While downpayment requirements are higher, still a great option. 

So you feel like you get plenty of money from your not paid off rentals that allow you to quit your full  Having enough cash flow to quit your job isn't a requirement to qualify for cash flow.If you have to have a paid off property to get positive cf, does that mean I have to give back all my positive cf while I had mortgages on a property? 

This requires more frequent payments of smaller sums.

They/you can't choose the carrier - their software assigns it.Fortegra is one of the carriers (paper in insurance parlance) that their product is written on.That said, Fortegra is A- rated I believe by AM Best so that isn't the issue.I'm going to take a guess and say that your umbrella is written with PersonalUmbrella.com (Markel) and they require all underlying insurance to be A-rated but also with an admitted carrier. 

What are the density requirements?

Make sure to get legal advice on what you can and can’t do for bill back and what kind of notice period is required in your state. 

But a wide ballpark would be around $800-1200/mo long term or $1500-2000/mo as a short term rental.Understanding Zoning Requirements for ADUs in Raleigh. 1.

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.