Someone with a construction background can contribute their expertise and build at cost without markups or profit margin.

@Greta Andrews,They both won't be able to serve the same purpose, let's compare the two.Save money: 100% of your contributions to an IRA are available for you invest from the day one.

Looking forward to contributing and growing in this community! 

Hello, I am a little late contributing to this thread.

This deal was financed using Partner Driven's capital, along with contributions from our partner, Archie Raglin.

I believe an effective approach is to include a seller concession in the purchase contract, specifically as a seller contribution towards the buyer's closing costs.For instance, we had a case with VA buyers where we implemented this strategy, allowing a portion of the loan to be disbursed to them in cash.

So lower your 401k contribution so you can build up some liquid cash you can use without penalties. 

I appreciate your contributions and partnership.

A balanced approach might be best: consider contributing to your Roth IRA to ensure you're benefiting from its tax advantages, while also starting small with real estate investments that require minimal capital, such as house hacking or partnering with other investors.

We look forward to your contributions here.