If the cash flow from a free and clear portfolio will be enough for you to live on, and that's your goal, then that moment of financial freedom is as far away as your amortization lasts, so going with the 20 year makes sense.On the other end of the spectrum, taking the long amortization and doing a cash-out refi every 7-10 years, depending on appreciation, is another strategy way to go.

Little from MD directly, but across the spectrum, everything from: >Not part of the BK action, to >Lift the stay and let me move on, to >Get in line with the others. 

Getting the credit history established was the biggest hurdle for me, and a quick trip to the bank can tell you where you sit on the spectrum and what you can afford. 

<500 month puts you on the low end of the rent spectrum.

It looks very balanced in the spectrum of keeping the cosmetics very basic and seller friendly, and beyond acceptable to a homeowner's taste so they don't have to make their own updates for a long time.  

In my eyes, there are 2 ends of the spectrum, the sniper or the machine-gunner.  

Non-performing notes are typically on the opposite side of the "Passive / Active" spectrum of investing and can make you rich (or poor if done incorrectly).  

There are so many things and I get this may be a broad spectrum but id like to know "what works" and "what to stay away from".Question #3.

People seem to give me answers from both ends of the spectrum.

I'd need to BRRR and pull everything out plus some...meaning I'd have a great ROI because I'd have nothing invested...On the other hand, if a SFR yielded 1300/mo cashflow, I might be happy with as low as a 10% ROI because of the absolute dollar amount returned for my amount of effort.Where you fall on this spectrum also depends largely on how much capitol you have to work with and where you are in life with respect to your goals.