We  go every week to hear good music, and drink good beer at the place we first met.. lol  What Im hearing is "refinance" what we have and pay off our primary , and maybe some of the smaller debt ones !

I was fortunate enough to get a job in manufacturing at Texas Instruments and TI helped pay for my college.

The owner financing acts just like any other lending instrument. 

The city's appeal is the continuous flood of new restaurants opening, the music scene, a festival or 5 every weekend, easy access to beautiful city parks and walking trails and paths, an easy airport to connect quickly, and that ole southern hospitality. 

I also love art, music, and finding host families for foreign exchange students. 

Code Section 40-10-74 says: If the mortgage or other instrument creating a lien under which a party seeks to redeem is duly recorded at the time of said tax sale, the said party shall, in addition to the time in this title specified, have the right to redeem said real estate sold, or any portion thereof covered by his mortgage or lien, at any time within one year from the date of written notice from the purchaser of his purchase of said lands at tax sale, served upon such party, and notice served upon either the original mortgagees or lienholders or their transferee of record, or their heirs, personal representatives or assigns shall be sufficient notice.

I called this neighbor and she described to me the drug deals going on and the loud music in the cars that pull up to the house at all hours.

Your issue is that you can't get a heloc.But I gotta tell you - to decrease legal density just to get a finance instrument seems incredibly short sighted. 

I've been living in my home for 7+ years and I've seen the neighborhood change with some property owners renting out their homes instead of selling them.In that span of time, I have dealt with and encountered a slew of issues from many of the renters - the noise ordinance issue being the biggest complaint, based on many of the culprits blasting loud music from their cars at all hours of the day and night, with no regard for the time of day and who they were disturbing.Yes, I have called, the police - along with other neighbors, but being that I have lived the closest - with the culprits either living beside me, across from me and now adjacent to my bedroom windows as the others have either moved or stopped.The other issues have been lessened, like the previous renters shooting as they have moved, but all of this tension has been building.

Small details make a small difference in the effectiveness of a marketing campaign.You don't tune an instrument that you are not playing.