It’s also worth considering a multi-family property for your first deal since it can help with cash flow.

to be clear - lots of other issues, lots of other challenges, and BRRRR is difficult right now with interest rates so high. 

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Hi I am looking for HELOC on a primary SFH...speaking with some lenders I've run into two issues....(1) some won't give you credit for rental income if you haven't owned the property for two years (show two years of stable rental income) which can skew your DTI unfavorably (2) one lender said they don't give a HELOC if a borrower is carrying more than 6 mortgages.Would anyone have any leads for a potential lender?

I'm not sure why you have an issue with "needed documents".

As far as commercial goes, we've been seeing a lot of activity in the multi-family and self-storage space.

Never had an issue with them in NY or CT.

With only requiring 5% down the money needed is very low compared to the Cash On Cash return you could make on a small Multi Family.