For the average buyer, sooner or later you are going to hit a wall with your DTI.

It’s more than the average investor needs though.

To replace your income you need to flip a lot of houses, I'd do the math with an average 10-15% profit margin, because you have to account for some turds.The other opportunity is to change your job and take out the element that you hate.

As a Developer and Investor in the Rawland Development and Glamping Industry.Also have AI Technology designed and developed for STR Industry.

I believe the biggest impact AI can make in our industry is in follow up reengagement.

I use the FF stats page to see what average prices are by unit configuration and make sure I'm at the high end.

Main goal of All In One heloc or 1st Lien Position Heloc:  Lower your daily average balance.Main Drawback: Rates are substantially higher than 60% of current 1st mortgage balances.If you are mostly living paycheck to paycheck and your money leaves your account as soon as it comes in to pay bills, this is not for you. 

The DIYers are welcome, but these kind of deals take a solid 150-200 hrs for the average first timer from start to finish and a minimum cash position of $175k (if you DIY the design/furnishing; more if you want to be hands off).  

In a market like Kansas City you can get $150 per month cash flow on average with the right multifamily property and right location.

All fees seemed right in line with industry standard, ($9.95/mo, per entity + one-time registration fees).