In some cases, gross income can include recurring capital gains or unrealized income, winnings from a day of gambling, rental income, and sometimes even interest earned on retirement accounts.

I am wondering if anyone has any recommendations on well-established groups that host meet ups in north / central New Jersey. 

Like others have mentioned, it's beneficial to you and your business partner to ensure the LLC is established in a way that does in fact limit your liability. 

I have a 2.625% interest rate and the home is in a desirable, established neighborhood in the city and just a few minute walk to the University of Pacific. 

Honestly, I was planning (hoping) to establish a revocable trust with my children as beneficiaries; the assets within the trust being my personal home, with my LLC which will act as a holding entity for rentals.

Sorry to hear about the trouble with MSI @Rys F. you may need to wait until you have an established business entity because I know they can't sell directly to the public.To hear about the resourcefulness with the doors is awesome!

Most who gamble to such do not. 

I have also established a Google Business Page.  

To be a reliable and successful Private Money Lender, focus on building strong relationships with borrowers and real estate professionals, thoroughly assess each investment opportunity by conducting due diligence on the property and the borrower's financial background, and establish clear lending criteria to mitigate risk.

Eliminate debt, establish a budget, and save.