People like to ridicule what they don't understand, but when the government inflates the dollar away, or taxes whats hiding in your safe deposit box, or we do a bank bail-in like Cyprus did, THEN maybe some people will bother to read a few articles and learn about Bitcoin.   

Worst case deposit money at each bank and earn.  

For example, when I take on a rehab I typically deposit the budget into a separate checking account solely for that rehab and pay all the rehab expenses from there making it easy to identify in my bookkeeping.

Hello @Luis Herna,In this scenario, the buyer should provide the EMD (Earnest Money Deposit), as they’re the one ultimately purchasing the property.

I also offer specialty deposits including real estate trust accounts.

If it's a wholesale deal then once you find the end buyer, their funds would cover the initial deposit.

You can deduct that amount from the deposit and refund the remainder.

Then after they take their fees, and any repair costs for the month, I get direct deposits to my account of the remaining balance.

These self employed 2nd mtg's are typically based on alternative method of caluclation like profit and loss statements if you're self employed or the last 12 months of bank statement deposits using a formula to derive an income from these deposits (like 50% of all annual rolling 12 calendar month deposits X 50% /12 months = monthly income).

If you’re concerned about the cash income, you could consider additional safeguards, like a higher security deposit or using a guarantor.