I've closed with all the big box lenders and have dealt with dozens of LOs. 

Big box / old school2.

A local lender came to my market center in the last year and talked about this....is there a box you can check when filling out an application that can let you "opt out" of the credit bureaus selling your information?

In my humble opinion, I would start with a smaller project---60k sounds like a gut job and if it's an older house then expect it to be more once you start opening pandora's box. 

Probably going to be tough to find something in St Elmo that checks those boxes. 

Fill in the blanks, check a box or two, and send it off.TransUnion is one of the best screenings out there, but most criminal records and evictions are not public record and won't show on a background check.

I have a buy box, but will keep all that offline in case there are people here who are open to talking with me more about this!

I don't know if I did it right, because I prefer NOT to get a traditional loan for my next property.... and I don't know how to estimate (or even GET) private lender loans.My buy box is;- Something I can use for long term rental AND MTRs.- Less than $25K in rehab- Quick rental potential (<3 months rehab).- Low crime, low foot traffic- Access to restaurants, grocery and job (hospital, university, denver tech center, denver downtown)- COC ~5-6%My preferred method to buy is Sub-To, so I would like sellers (and agents) who are ready and willing to consider this.

Which helps keep the home buyer from being boxed out of a sale if they happen to see depreciation. - Is income capped so we are helping those most in need. 

Do you already have a buy box of deals you are looking for?