I found this deal off market; it was my girlfriend at the time's uncle who owned it, and we pitched him the idea of buying it from him.

Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.

Can you figure out for example who has seniors in high school and do they have any other kids at home. 

Originally posted by @Rich O'Neill:Genuinely curious about this- at what point do we have to be careful about "redlining" when talking about this stuff?

Through the early years I'd post a few times then go dark for months at a time, even into my early days of being an agent, always been hot and cold, in my postings. 

At first , I went with the quick fix , cheap repair.

I’m from Houston and particularly interested in the Houston market and its surrounding areas so it is easier to manage.My Criteria:* To buy: 3bd/3ba property at Max: $350K.

Renew for a 12 month lease at XXX/month (new rate)2.

While at BPCON last year I connected with an investor and agent in your area.

Once I got a few more I would then start to look at an LLC.