But these are friends and family that took a gamble with me on my venture so I feel wrong to increase my rate.

``````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````People that are behind on payments and PITI is more than market rent and have no equity is a real bad gamble.

Hey,

I'm newbie in real estate investment starting with my first property and will close soon in October.

After starting learning about real estate and reading plenty of books, I started to think about my current ap...

Chalk this one up as a "win" from a knowledge perspective, and move on to better cash flow opportunities (unless I'm missing something on the appreciation side...but I would caution there is a fine line between appreciation investing and gambling!).

If you don't have at least three at an absolute minimum, you're really gambling with your livelihood.

So that many large key industries moving off shore has challenged NC.  

If you are Gambling I’m Appreciation, understand that’s not investing but a bi-product of a moving market.

But then again maybe they are making $100K but have child support/ student loans or a really expensive hobby (gambling at the Horseshoe Casino) that they love more than where they live.

It's a gamble.

Especially if you're getting help to do it.That said if you don't plan to use your degree in the relevant field going into debt to do so seems like an unnecessary gamble.