They are expensive (mine takes 35% of the gross, plus the work they do on property), but I find them instrumental in maintaining and filling my South Lake Tahoe vacation rental house. 

I also know plenty of my peers who spend weeks at music festivals on their student loan refund money but complain of a lack of opportunity and resources.  

Renting WAS MY LIFE i lived w foreign buddies in beijing for scrap change rent but the shower essentially was a hole on the floor above clubs, music banging all night. in london i lived for 6months w some pakistani family and their crying kid every night for a few hundred w a room next to hallway light was 24/7on..ust moved to nyc 2yrs ago rent out two places to 2 tenants now.

PPI, as noted above and in the other thread you started, is British instrument not used here in the US.

These are credit instruments that allow you to make a lease payment in exchange for monetization of these instruments in trade transactions. for example, I may be able to "lease" $100,000 line of credit for 3.5 percent of its face value, or $3,500 dollars.

Also, I have a clause for a quiet enjoyment and he was playing very loud music one day. 

Music and violin was all I knew, and couldn't see past that...I eventually kicked it in the teeth, realizing that what I had was not a terminal cancer, nor a blown off by a bomb limb.

Bianca I cashed all those tax deferred instruments in. 

But I'm sure with the more complex financial instruments, creative financing, etc. is going to require more people and presentation skills?

eugenicists is a tough one for me some people say we all deserve a chance at life ok some say its a womans choice, i lean more that way but after looking at the eugenicists moment its so confusing because minorities have abortions at a rate that out number people who are in a better socioeconomic class so looking at it that way it would seem to get rid of minority kids in greater proportion.It's a tough one and one that i cannot call so my default position is to leave it up to the mother but this also leads into a gray area, what if the mother is a minor what do the parents say and what if the child is being abused by the adults in their lifes.issues like this show that legislation can't be the cure all for all of our problems and law is sometimes too crude of a instrument where better moral character could reduce these problems, again i think education is the key, no society can be perfect and that's something everyone in that society have to live with.