Thanks Randy Cooper 

Good luck getting any cooperation after your money is gone.

But I also wonder if getting a random person on the phone is effective or accurate or if there is a willingness to cooperate over the phone?

David Cooper , original poster, William asked what are the advantages and disadvantages of buying with debt.?

Since we are a driveable destination we will be able to recover quickly as long as the local officials cooperate. 

@Cooper Marcus thank you for the response. 

If you already made that a condition of the sale with the Seller, then it's up to the Seller to get them to cooperate.

Hi Justine, I am the RE obsessed in our marriage, hubby is cooperative but not obsessed like me :).

.*4 Bedroom 2 Bath in Cooper school district (highly desirable small school system, but home is still within the city limits).*1,831 Square Feet*$127,000 sale price* 20% down on conventional 30 year mortgage with a 4.375 percent rate* $5,000 estimated closing costs and $0 in rehab.*$1,400 per month rent with vacancies in the area averaging less than 7%*$1,680 per year management expense*$200 per year accounting and legal*$1,200 per year in repairs*$1,260 insurance per year*$2,200 per year in property taxesThanks in advance for any advice or analysis.BG

I would offer to waive the penalty as long as they cooperate with getting someone new in just after they move out.