I just laugh when i read these types of things were the scammers think they are outsmarting the public publishing stuff that has no bearing on being a licensed or legit lender its all just noise and confusion for the poor beginner borrower who does not know what they do not know..   

Hi Anthony - would love to help, I actually published a full article on this exact topic a few months ago here on BiggerPockets - all the info pros/cons on financing for BRRRR - hard money, cash, conventional, DSCR etc.https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...Can discuss or refer you to other experts in the particular products, but some high level answers to your questions:Can loan points/fees be rolled into the loan to reduce down payment on HML?

BiggerPockets Publishing is coming out with a mindset book this spring by @Jason Drees!

Check statistical data on the specific city/neighborhood - FRED and other city/government websites publish the number of people coming into the city, population density and local news can tell what businesses are coming inHope this helps.

I have a self-storage book that will soon be published by BP, and I can send you a brief summary of some of the high points if you think it would be helpful. 

If you have clearly defined requirements for qualifying renters, and you've published them anywhere during your marketing for this apartment, I would highly suggest you not change them now just to disqualify this prospective tenant.

This paragraph does not apply to a person who only publishes or disseminates verbatim information provided by another person.

DBPR publishes a Candidate Information Booklet. 

Hi - hopefully this article I published recently can help - its on this exact question - all the options, rules and pros/cons of financing options throughout the BRRRR cyclehttps://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...

This is published information: http://www.building-cost.net/