-Another year with crappy neighbors (loud bass music, etc.)Which option should I pick or is there an option I’m overlooking?

Then secure the note with a security instrument, such as deed of trust.

@JD Martin, Now you have me thinking about how to turn BP fame into musical fame.

Yeah the Compton from gangster rap music.

I've got a bunch of before and after photos from my flips and I'd like to turn it into a youtube video with some music and basic info.Does anyone have a program or website that they can recommend?

Even with strict rules, if someone is playing music loudly or engaging in activities that others don't approve of, it can take weeks to resolve and in the meantime people are looking for other options.  

And, you should be able to identify and distinguish all sorts of instruments that are used - mortgages, assignment of mortgage, subordination agreement, mortage modification, lien release, etc.

If they do bankruptcy - these bonds will be flushed and the agencies will not have to repay the principal or any interest due on these instruments.

To mitigate a loss of the funds I've proposed a trust deed against the property as the instrument to secure the loan.

Bill Gulley might want to comment, Dodd Frank is about owner occupant seller financing, lease options if rent credits are used could be construed as a financing instrument, if subtracted from the option price.