.  Purchase and installation of appliances including free-standing ranges, refrigerators, washers/dryers, dishwashers and microwave ovens  Minor repair to exterior decks, patios, and porches  Minor basement waterproofing  Window and door replacements and exterior wall re-siding  Other minor repair(s) as indicated by the appraiser as being cosmetic in nature and conform to HUD's repair escrow requirements.Hope that helps!

The city has shown a certificate as an allowable non-conforming 4 plex.4plex, 2 duplexes side by side all 1 bed 1 bath.

Double check with HUD as well, I thought the occupancy with HUD was 2 people per room, so in your case, it would be 8 if the 4th room was legally conforming if it's not a conforming room it would only be 6.

That's an overlay and not a conforming guideline

Quick question: the lenders I speak with who offer 30 year conforming loans tell me that they will not lend on collateral titled in the name of a trust or any other entity. 

I keep telling you guys that wholesaling is one of the most difficult forms of transactional activities, requiring a large skill-set, which doesn't conform to newbie...Makes sense?

Actually since they're mortgage brokers they can make all kinds of conforming loans so they were saying how they won't be too badly affected, LOL.I believe he said that underwriting rules have changed from being able to get financing with a 580 FICO to (I believe he said) a 640!

If in the heading of a contract you have "Option Contract" it better be a valid option contract, otherwise it appears that you were engaging in giving the perception of doing something that actually doesn't conform to the requirements of that type of contract.

Another issue was that despite it was a legal non conforming property, given a fire or natural disaster the house could be rebuilt but only on the existing footprint and within a two year time frame.

Brandon;I’m working a few properties with this issue;1st property is a flip, FEMA came in a few years ago and put a blanket over the whole town, it is up to the individual to prove that your property does not require flood insurance, this is accomplished buy finding and hiring a surveyor who knows how to do a proper evaluation of the property in regards to FEMA, also the surveyor must also know how to push the paper work through to get the certificate that says no flood insurance required, this cost me $300, Worked out great.2nd property new construction,Same surveyor shots the elevation then can recommend a fix, meaning what can be done to either bring the land up, develop the house to conform so no flood insurance will be required, would be a good idea to understand rural development loaning rules and other home lending programs on homes in such situations, why you ask?