I require the work to be done and a few days to inspect it with out them breathing down your neck. 

Milwaukee NW is my neck of the woods.

While it is difficult and time-consuming to get approved, the main issue is that the interest rate will run well into double digits and, to add insult to injury, you get taxed on the interest you're paying and you're forced to take a life insurance.

@Lindsay Stewart - Visiting your neck of the woods is on my bucket list.  

Just like it’s crazy to me there are ZERO regulations on relocation companies (who regular cheat agents out of commissions they absolutely should NOT be entitled to) and crazy to me that getting your RE license has such a low barrier of entry (waaaaay too many terrible agents muddying the waters in my neck of the woods.)

If there is an injury on the property due from failure to cure the defect wihthin the alotted time period set forth by the State you are opening yourself up to personal liability exposure not only from the tenant but also from the property owner.

Problem, there is an exclusion for that type of injury on your general/premise liability.

Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy.

Short for NECK, as in breaking your neck.Also, non-employee compensation 

A great topic going here.In my neck of the woods most dirt isn't moving.Projects are being finished up that were started 3 to 4 years ago.