Hi.When it comes to to working with lenders, mortgage brokers, or any other potential partner, I would do a deal like this:You give the lender a bunch of your cards, and every commission check you make from a referral from the lender, you give him/her a % of the check.

I purchased a corner commercial property that I plan on doing some TLC to, to prepare it for renting out.

Also I planned to to to live in the property for about two years I have been contemplating keeping once I buy but I will be moving to the St Louis area and I am honestly apprehensive about long distance investing.

Banks and lenders will mess with you if you allow it, standing toe to toe is sometimes necessary, or just walk away.

You are (almost) living the dream life of my younger self - Mine would have included some white water, skiing and SCUBA - but enough of that So lets talk REI - If I were in your (rock climbing) shoes, here is what I would do - Use your 100k to pay cash for your first investment - you should easily be able to find a property to generate the $1,000 / mo with a $100,000 investment - Here in the houston area, we can get about $1,000 with just a bit more than $100,000 --- maybe $110,000 - $120,000  and that looks like a < 10year old home in a great neighborhood - but I'm sure you can get better returns with something less expensive in the midwest - Next I would just continue to enjoy your life and work occasionally while saving a bit of your income for the next purchase --- when you live below your means, it has a tendency to pile up pretty quick -- once you have a few thousand in passive income, you should be a more attractive applicant for financing to to accelerate your acquisition rate - The good news is that you are starting super young and it will be difficult to keep from acquiring a massive portfolio by the time you are at most people's "normal" retirement age-The other option (and less desirable in my opinion - although probably easier in the beginning) is to find someone with a good job/income, but zero money to invest (this forum has them coming out of the woodwork) and partner with them on the purchase --- use part of your $100,000 for down payments on several and keep a bit in reserve for emergencies--Whatever you do, you are way ahead of the masses- Enjoy the lifestyle and Happy Investing,jeff

Take your profits, do what you have to to get your credit score up and then go get some more.Get them on the market today.

In the interim i have been reading and following everything I can about growing wealth.I'd like to keep our current house as a rental, 4 bedroom very close to to subway system to Boston. 

@Mark Creason is there a forum or a info page on BP that you could refer me to to get a list of basic steps in every commerical real estate deal?

Yes I concur, @David Panzera and @Justin Lemaster are a solid experienced team to to partner with.

@Albert Bui I didnt think of the possibility that 50% could apply to to the rule since the other half would technically be an investment.