We also count other income and income equivalents (benefits such as utility vouchers, food stamps, public assistance, etc.) when qualifying and determining if a person has the means to afford to rent one of our places.

At this point paying for education is the equivalent of a middle school-er paying for grad-school. 

Cash out would be equivalent to refinancing the whole thing right?  

But I am sure I am preaching to the choir.Personally I have used Google Docs and Keynote (Apple's equivalent to Powerpoint) with success.

I'm going to respectfully disagree.Most dividends you see in a brokerage account are going to be of the type deemed qualified dividends and thus eligible for capital gains rates.Basically, assuming you are referring to active losses as equivalent to nonpassive losses, it would be considered an ordinary type like wages.Also for purposes of 469 dividends are a special category outside passive income called portfolio.1(h)11(11) Dividends taxed as net capital gain (A) In general For purposes of this subsection, the term “net capital gain” means net capital gain (determined without regard to this paragraph) increased by qualified dividend income.

But the equivalency of consolidating several TIC positions into one entity ownership position can be easily defended on business reasons.

The equivalent of www.lmgtfy.com but with AI. 

Going a step further, since you're helping them (likely save thousands in 1. agent commissions 2. closing costs 3. repairs, etc) I ask that in addition to closing costs, they come to closing with equivalent of 2-3 months mortgage payments. 

You need to reserve more then you would in an equivalent SFR.Estimates for vacany and taxes seem a little low as well.It is very difficult to make small multi's work in the Miami market.  

and take it from there.If there's an agent involved I'll offer them the equivalent of 1 month's rent when I place a tenant/buyer in the home.