You want your insurance company to stand to lose as much as possible if you get sued, so they defend you the best.

You need coverage to pay the lawyers to defend you, even if you are innocent.

So if he would have paid $300 that would have been acceptable which makes no senseI always say deduct what you are willing to defend in court if need be. 

Account Closed I appreciate your comment, and I will not try to defend myself.

In my extensive experience this is intended to provide heirs and devisees of deceased owners ample opportunity to assert and/or defend their claims.I've been on both sides of these cases.

The occasion I used it the bill was double normal but it was a single family so there was no other source of water use but the tenant.As for the legality of  restricting a family member because  your sister lives in the unit, it just doesn't seem right I would not want defend it in court even if it is legal.

case=16446...Quoted from the case decision:Finally, defendant never objected to plaintiff's termination notice and admitted to actual receipt of the notice.

Sure, we want to protect OUR property, etc...but a blanket denial for criminal records CAN land you in court, or worse, having to try and defend the policy with HUD.

I had to either get a judgement or withdraw on every defendant listed for the case. 

They have also defended it in court several times and the tenant was always removed as speedily as possible.