@Claudio Salvatorelli I have someone who would potentially partner with you on the deal and bring possibly some or all the $400K depending on terms worked out if that is of interest to you PM me

Starting a Marcus & Millichap in 2006 and seeing friends and family lose some or all of their wealth during the 2008 financial crash changed everything for me.

Payments that you make normally fall into one of 3 buckets100% of the payment can be factored in somewhere on the returnPartial payment can be factored somewhere on the return0% of the payment can be factored in somewhere on the returnHouse-hacking also has considerable tax implications in the event that you want to sell this property.You can potentially defer a portion or all of the gain on the investment property with 1031 exclusion.You can potentially exclude a portion or all of the gain on the personal residence with section 121 exclusion.

Have you considered asking if the lender(s) will give you a better REFI rate/terms if you were willing to "package"  your properties (some or all) into a "portfolio" type loan?  

There is a company here in Texas called Locale, and they partner with the developers of new, A class multifamily and sign longterm (3-5 year) leases for either an entire floor of the apartment complex or all of the least desirable units in the building.

If you make less than 150k you can qualify for a 0% interest downpayment assistance that will cover a very large portion or all of the downpayment. 

For anyone looking to do this in Florida, MN, AZ, VA, or AL, https://propertykey.com/compan... is prolly your best bet... they're likely THE BEST dataset in use by realtors for maps/parcel/assessor/sales/people data itjustkeepsgoingonandon what they have.

The listing has the date built as 1956- not sure if that's one structure or all of them.

It is important to consider the consequences of an audit if inadequate support is available to substantiate the increased basis of a property.Seller financing still seems viable if you have few properties.

Or all Cash (if possible). 3.