You don't need to threaten her with taking her security deposit, but in most states security deposit can be used to satisfy rents owed, so that is implied.I have had several tenants break leases.

I guess I don't feel to threatened by this type of liability, but I also feel like any additional layer of protection to my assets is a good thing.Coincidentally, I never considered RI when I was renting, lol...never had anything I considered worth the trouble.

Now HOA is threatening.

I will also make sure to call her my tenant and threaten to withhold her security deposit for just about anything she does whenever friends are around, just cause I really like annoying her. 

Hi just read a recent article on IBD regarding HUD looking to enforce equality among all renters - even ones with criminal records. I'm a new landlord so my experience is < 3 months of doing this. For those of you ...

You are dealing with a group of people who are fundamentally stupid, and tripping them up is ridiculously easy.An ex tenant of ours had a fictitious lawyer call us up, threatening all sorts of things.  

Hi all, I have an ex-tenant which I evicted due to their hostile behavior which threaten other tenants.

Because they will kick and scream and threaten to get a lawyer, etc., etc.  

Original tenant called very upset and is threatening to sue not only me, but the tenant she rented to.

However...I recently found out that the rent rates have gone way up in my neighborhood, and that I'm finally able to refinance since I repaired my credit.I did the math and after HOA dues of $120 (and threatening to be bumped up to $145-$160 soon), and the rate dropped from 6.5% to 3.65% I'd make a monthly rental income of anywhere from $130-$170.