I think we are much better at going to a country and defeating its government than in controlling the country afterwards or rebuilding it into some kind of civilized place.

We ended up rebuilding the deck from the frame up.

After completing the toilet replacement & toilet rebuild (tomorrow), I will then see if the water consumption continues to go lower.

It may be a decent deal once it comes up in the next owner's foreclosure as a tear down and rebuild.

@Alex Craig  one of my turn key clients just takes every property down to the studs and rebuild s them totallynew electrical new plumbing HVAC systems roof windows... insulation sheet rock.. nice cabinets full tiled and granite baths along with granite and stainless appliances including dishwasher ( e hm) which is rare in rental stock and Garborators as well. which many skip on..

I would ask your insurance agent how did they arrive at such a high reconstruction value...I am a Farmers agent and we use a software called 360 value where you input the address and based on the area/and the number of claims and material used in that particular area the software will tell us a guestimate of the amount it would take to rebuild the home...So this is very important because it directly affects your insurance premium (the money you are paying for that specific coverage) The personal property amount should be lowered if you don't think you need this much because again this is affecting you premium and you're basically being over insured which costs money...liability at 300K is what I suggest when the owner is residing at the property if you are not living in the property and you renting it to others I would suggest 500K the maximum (for Farmers) is 1 million....medical payments to be honest will rarely be used (this is for example someone gets hurt on your property and they come after you for medical payments this would come from here) but to be honest if someone gets hurt on your property and they come after you for money is going to be more than $3K thats why its important to have the right amount of liability this is where the monies would usually come from...and loss of use is the monies that would be applied to a hotel stay while your property is being reconstructed from the covered loss that occurred...on the other hand if you are renting the property these monies would go towards the rents you would go without while the property is inhabitable...hope this helps!

This would destroy our economic standing the world -- and would cause all the same issues as #1 above -- but would give us the opportunity to "start from scratch" and in 10-20 years rebuild with a renewed focus on doing what's best for the country.Unfortunately, both 1 and 2 require that our politicians start doing what's in the best interest of the nation, as opposed to what's in the best interest of just the consumers (the Democrats) or what's in the best interest of just the producers (the Republicans).

I debating a demolish and rebuild myself. 

The affected areas should be completely dismantled and rebuild.

My now-wife brought me to Maryland, which means I need to rebuild a client database.