When my property was appraised, my realtor and I moved the appliances in the "illegal" third unit to a bedroom and threw blankets over them.

Judgment is a key ingredient her though so in no way is a blanket treatment suitable for all companies.

(Fannie Mae does not allow more than 10 active mortgages for a single person).Most big banks offer commercial loans only to larger buildings (5+ units), but some smaller players (especially local / regional ones) will consider commercial loans even for small residential units.You can consider blanket loans as well (e.g. 1 loan spanning 3 houses totaling 7 units).  

To further complicate the matter, many insurance companies use wide blanket statements in the policy, so they have wiggle room to argue in court instead of telling people what exactly they insure or don’t insure.The roof is at the mercy of mother nature, which hasn’t been very merciful to Jacksonville in recent years.

You're probably going to have to take out individual loans on each property unless you can find a local bank that will do a blanket loan (not easy to find in most markets) because it's not one property.

Hi I was wondering how to send out a TON of offers to decent 1-4 unit properties. Or maybe just more than I"m doing. I'm in coastal Los Angeles market. I see some decent deals every now and then, some REOs, or d...

Also, smaller, local banks might go for a blanket cash out/HELOC if you make it worth their while.Finally, someone on here focused on investment lending might be able to do some kind of blanket deal if you can't find a bank in your area to do it. 

Account ClosedYou may want to consider speaking with a smalllocal bank or credit union, about refinancing your FNMA loans into a blanket commercial loan in an LLC.

It is Not typically a blanket loan on multiple properties.  

Others will allow you to do a blanket loan so that you only have one loan and one payment to make.