Quote from @Jay Martin: Has anyone heard of or used Bluebird lending they have dscr loans, etc. opened in 2018 in Philly, lend in a bunch of states, but hard to find info on them. have not heard of them but based on the website appear legit.

Some lending attorneys now recommend interviewing your borrower in a recorded Zoom call, using scripted questions, to document their intentions.Your list and communication clause comments, @Jonathan Chan, appear to reflect a do-it-yourself approach.

asc_refurl=https%253A%2...I don't really have an opinion on this but it appears to be good quality for simple storage in a bedroom.

Do you have a web presence?

So far, no one has ever posted the class topics taught, it's not a real secret, doesn't need to say how they teach a subject, but subjects never seem to appear.

There is an app but it’s quite rudimentary so if you need anything detailed it’s better to just use the web version.

From May – Oct it appeared the inventory leveled out but in November we are currently seeing a 200 unit increase over October.

This appears to be a misuse of said contingency.

On the other hand, it appears you are using them as a GC. 

Now lets look at concentration:Similar, ODC appears to be doing MF, debt, MHP etc.Kawaoka appears to be in anything and everything.Rad appears to be land, rentals and a $50k membership group to teach you how to buy real estate (which is ironic based on their current situation)...Ashcroft appears stays in their lane.Norada has little real estate but ecommerce, membership groups, broadway plays, bitcoin etc. but is starting a STR rental fund...These Jack of All Trades, Master of None....