Not sure what market you are in, but I would talk to some lenders about FHA options on a 2-4 unit property.

This is virtually non-existent with SFH's but is commonplace with 2+ units.

Two repairs can often cost as much as a new unit, and manufacturer warranties can be a headache to use.

. - PM provides a cash based accounting report every month, for every unit under management, that clearly labels all rent, all expenses, including management fees, and the net directly ties to the amount of money deposited into my bank account.- PM is a licensed handyman, or has them on staff, and takes care of most unit turn work at a reasonable rate. - PM has no breakup/termination fee- PM does not take project management fees, except on large or complicated CapEx projects exceeding $5,000. 

We are looking to get into small multifamily (12-20 units ) once the sell is final (speaking it into existence!

Jaybe if you had a few units this can be achieved

I currently own 3 units and looking to add to my portfolio in late spring/early summer of 2025.

I am thinking I should use a DSCR loan. can anyone help me with this process Hi Diandre DSCR loans are typically meant for 1-4 unit Residential and 5-10 Unit Mulifamily/Mixed-Use.

First off, pardon me if I misunderstand things given the limited amount of information I have, but there are 2 things right off the bat just from your description that could be contributing to your issue: 1) a 2nd floor unit - I had a similar setup for a duplex I owned in St.

Owner occupied united increased by 8.4%"Still, although the overall share of households that rented decreased, the number of rented units increased by over a million units (43.3 million to 44.6 million)."