Then I had a furnace go out, several appliances break, a collapsed sewer line, heavier-than-usual turnover, etc.

My plan is to live there for a year then move out and rent the 4th one.  

Sell them on coin base, then just use that money to put down.

Purchase price: $45,000 Sale price: $175,000 I lived here for a few years then when I was married it became a rental.

and then using a HELOC on my primary and some cash for the JADU/ADU projects. 

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Once you feel you've built a strong team with your first property and have solid systems in place, I would then start buying more aggressively and taking on bigger projects.

We would also calculate two different "worst case scenarios"...what if they don't pay and what if they do...then go with the lowest strike price as our ceiling.

You really don't need that LLC until you pay off the property and it's questionable if you need it then as long as you maintain your property and have correct insurance.Yes to wind insurance, not sure about hurricane.I use Foremost STR policy for one property.I am about to switch to USAA (retired Navy) for another because they quoted a policy that was 3k lower than what we have.

More and more I see buyers look online, drive out to the house, and then while sitting in front of the house, CALL.