I guess all her employees are partners in crime.    

. :)  dont know the answer but if I was guess there is probably some lenders that do it with sufficient equity.

Quote from @Scoop Schneider: 86k principle 7.5IR 360 months 800 credit score 1st position Put it on paperstac. my guess without dropping it into any calculator would be its worth $50-$70k assuming property value is above $100k

Architect is just demanding more money and I guess we have no other alternative  Demanding more money and refusing to do it are two different things.

My guess is that this statute will struggle in the courts once they try to apply it.

I guess another way of the asking the question is can you use a cost segregation study that was conducted prior to the property being used as a rental?

My guess is though that as you and I suspect it is the "flovor of the day" as you say and a pretty bad flavor at that. 

My guess is that it would need to be a househack-type situation, as VA loans can only be used for primary residences.

My only guess is your CPA is thinking this is a rental, where you can depreciate certain items, and expense others against "this years" income.  

I also did some investigating online and see the renter has a tendency not to hold down a job.I offered asking price (fair market) because it was the sellers bottom line and the fact there were already tenants renting.