Thank you Nick - unfortunately it is the name of the game in this space that there will be people with bad experiences, typically when the appraised value doesn't come in as what they expect and they lash out at the lender accordingly (anyone in this space obviously understands this occurrence). 

You can't tell them to find you outside of Vrbo another way, like telling them to Google a name. 

Hello my name is Yanick, I live in California.

Don't stress out on picking the prefect name, you can always do a DBA to use.

I do agree the lack of control is a potential issue. .People recover over time and they want their name off of the loan.

Just a different name.

Hello My name is Raymond.

Hello, my name is Fa.

@Kyle Carter People hit on the obvious, hype and excitement of a large name company like apple moving to an area. 

If you can purchase this home with private money or seller financing and get a $110k loan, then you could do a rate/term refi right after so do a 90 or 120 day note to secure the property and get it in your name, then refi into long term debt using the full appraised value.