Your offer will be strengthened and your eligibility as a buyer will be shown with a pre-approval letter.

Diversify the portfolio in the markets, bonds, and some alternatives like real estate.

It is also contributing to high bond spreads (and thus higher mortgage rates).

This vehicle puts you in the driver's seat, allowing you to explore the vast horizons beyond stocks and bonds.

Going into the project I was ready to permit and want to do my best with the city and not get penalized but 3 licensed/bonded contractors have said they would not recommend permitting with such a small project.

We will continue to reread and analyze all this information while we work on strengthening our financial position and educate ourselves about the REI world.

Subsequently they're required to have bond and liability insurance.https://www.procore.com/library/texas-contractors-licenseTDLR licensinghttps://www.tdlr.texas.gov/Desoto building dept.

Id look at high yield CDs, money market accounts, dividend stocks, bonds or something like that. 

It was a groundbreaking study because it was the first to study returns of stock, bonds and residential real-estate since the 1870's across multiple countries. https://www.frbsf.org/wp-content/uploads/wp2017-25.pdfIn the whole period...real-estate had the highest return with stocks a very close second (about 1 percent behind) and bonds lowest.In the modern era, it was essentially the same but with stocks in first place and real estate a very close second (about 1% behind) and bonds lowest.And even in the modern era there were many decade long periods where real estate did better than stocks.Also, there is no way to know what will happen in the future and it's possible that stocks could perform lower for a longer period( or real estate).So, to me it's a no-brainer that I want the diversification of having *both* in my portfolio (and would never limit myself to just one of the other).

In February 2021, my biological father (our father) and I began to develop a relationship.We bonded quickly in the ten months we got to know one another.