It served me well for when I first started, but I didn't use them to pull time-sensitive lists, like Pre Foreclosures.

I knew time was very sensitive but thought that It was possible. with that said, what Is the timeframe on preforeclosed homes?

@Shalom Shore My opinion would be you are overworking yourself, making you hyper-sensitive to these other scenarios.

So many people are "sensitive" & take offense where none was offered. 

Any help would be greatly appreciated regarding this time sensitive matter!!

Its a time sensitive scenario, you can't choose both. 1.

Do your sensitivity analysis to see how far the occupancy can dip before the DSCR goes below that benchmark.  

A hard money lender gave me this quote and Im trying to figure if its a good deal also, its on a 2 fam building in upstate Ny, if anyone can give advice please respond to me publically so other people can lean as i am. thank you. im going to try to post this on other threads because its time sensitive Loan Amount: Total loan amount of $63,750 or 65% of After Repair Value, whichever is less (Subject to appraisal, inspection, applicant interview and additional underwriting.

We feel confident that once we apply our own screening criteria, we could find decent section 8 tenants, however, I am questioning, as a safe guard, if it's legal to give a tenant a notice of terminating a lease if the tenant has caused enough damage or incurred enough fees to deplete their security deposit.For a prior experience example, our last Section 8 tenant (the "final straw" tenant) had a $650 security deposit and at one point, had the front door kicked in, breaking  the door, both locks, and breaking the surrounding plaster (not due to a home invasion).

Market appreciation, i.e. buy and hold real estate is my current strategy with a focus towards market appreciation..My idea is that long term buy and hold would be a "safeguard" against recessions.