I've become a firm believer that it's not just an ability to pay but how you pay.

It this was my forum I would remove them without question.

Take the dang carpet out (it's thin - you can use a razor blade to remove it).Best.

If you found a few handymen you could rely on, and make a trip out there for a few days to get things set up with shopping, decorating, and furnishing the STR that would remove the red flag of the property manager, and significantly boost your material participation hours to clear one of the thresholds.

However, we have a two-pronged process to credit repair: negative items remove and positive items improve.

You would have to go after the one individual for non-payment and you could only remove the other three by going through the legal process like you would for someone on a verbal agreement, which puts you in a he-said, she-said situation. 

I get the point about removing privacy, not gearing to a family for resale, etc.

I've done some preliminary due diligence (as the lender) and feel I have a pretty firm understanding of how it works.

I'm in a team who does these deals and we have a team of "door knockers" who go back weekly till the auction, they file bankruptcy which only delays 3+/- months 100% chance that the lender will as that their mortgage is removed from the bankruptcy they file NOD yet again.   

They won’t remove it.