Although I’m guessing most people in this position would use Wordpress or something more customizable.

ThanksDan there are people who do "Gator" lending which is a guru course taught about this type of lending.

An umbrella has nothing to do with those circumstances.I think some people hear umbrella and assume it's some sort of magical insurance that will protect them if anything goes wrong. 

Some people seem to get locked in to one place they find, or a place a friend or family member is selling without really evaluating the available market.In a small town in East Texas I would think your biggest risk is a big player coming to town that can absolutely crush a smaller player. 

I have tons of my units leased by people who do airbnb.  

Golly gee ....some people deal in em.   

Otherwise perhaps your winter people will pay $500 extra if your cap is $500 and that is not what your competitors will be doing. 

One of the issues I have noticed is that some people think of a flip house as being the cheapest possible rehab. 

ways to meet such people would be meetups, or simply walking into some smaller offices, could also ask around to other owners of the assets you are interested in and see who helps them. 

The Ohio market is very strong and competitive, so people struggle to find deals with consistently great margins on flips, etc.