@Basit Siddiqi@Joaquin Camarasa@Bruce LynnA few observations/opinions on the topics discussed from a resident of the 51th state of the US (Canada - LOL) and investing in Spain:1.

In my opinion, the minimum you should purchase on a 3-family property is $500K in liability coverage. 

Hi Adam,The seller pays the seller commissions and (usually) covers the buyers commissions as well so you shouldn't worry about those fees.The 10% vs 20% I feel like is a personal opinion.

In my opinion LP investors are the definition of a Real Estate Investor.

Jay I know you are a player in this space as well - but I am curious to your opinion on finding decent loans to buy.

I am of the opinion that cash flow underwriting comes second, after first nailing the long term deal fundamentals, how strong is the equity upside and market generally speaking. 

I would allow for differences of opinions that are amicable, and even sometimes heated, as long as names and profanities aren't used.

There i a bit of research that needs to be completed early on in order to get a good judgement on the feasibility of this; from there, the "Official" way to ensure you could pursue this would be to request a "Zoning Opinion Letter" to receive an Official decision from the Department of Zoning in order to ensure this will not cause any issues during your permit review. 

His recent monthly updates are not much of an added value in my opinion.

If you ever need a second opinion of ARV's in The Springs, I work with many investors and could give you an honest opinion of values in the area.