These people are not necessarily in the business of lending money and loans from them can be negotiated in any number of ways.

They are certainly around and people do not necessarily talk about them as often.  

Creative and thank you for sharing, I'm sure this will help a lot of people in the same predicament. 

Its always nice to hear positive things about local people. 

@Steffany Boldrini As a lesson to other people hiring interior decorators online, can you please tell everyone what caution flags should have told you not to hire this person?

I think I went through 3 different people that were over my account because they would quit.

But I think if I can get enough people on board it could work.

The people you are going to for capital have it for a reason....

Hello People.

FHA gets a bad rap because sellers and many agents think it's only for people who don't have the money so if I had 20 percent, but wanted to use FHA, I would present a proof of funds with my offer showing I have more money, but am using the FHA as a financial option so I can get an investment property as well somewhere else.