Depends on your moral compass.  

@Zana BlueYou obviously have a good moral compass.  

Might not be moral but illegal, I don't know.

The moral of the story? 

Once in a while, someone still gets busted for it: http://www.consumerfinance.gov/newsroom/cfpb-order...Possible moral hazards still present:- FHA loans have lower credit/income/asset standards and are less work to push through to funding, and we can push them through a little faster.

VCs are negotiating hard for lower startup valuations in 2016, including down rounds (which kill employee morale and are founders' worst enemy).

Moral of the story, just because you might be able to purchase the mortgage and note may not mean you should.  

Thank you Steven Morales, Leo Kingston, and Steven Thomas!

Moral of the story, Fannie Mae and Freddie Mac along with HUD loans are not sold down to street level investors.  

@Carolyn Morales LOL I never maried so... yes???