A couple of months ago, I purchased a property using a hard money loan for $115,000.

Then you’re going to ask her to give you a 3 year 0% loan?

Hey @Dalton Foote - I highly suggest  using a renovation loan and house hacking a multi-family if that is possible with your current life circumstances.The 203k and homestyle renovation loans are just amazing products and drastically help you reduce your risk, in my opinion, because you are able to leverage the cost of the entire renovation with such a low down payment loan.We work with a lot of clients who use these products in Chicago, and no matter what, in the long term, they gain great equity.If you aren't able to house hack - the process is essentially the same, but just with more money down with hard money or conventional construction loan.

I can check in with my local bank, but I don't want to waste their time when I'm not yet serious about doing a loan with them.   

.~ I will most likely purchase the first home (multi-family) using a bridge-DSCR loan combo or a FHA203K (3.5-20% down). 

Do they currently have a multifamily investing company that is successful.2.

I have been trying to save up money but it is not near a down payment for a traditional loan.

I went from a 15 year loan to a 30 year loan, locked in my interest rate at 2.85%, pulled out $111K in equity, and lowed my monthly mortgage by $20 per month. 

The loan would be $1M+.

We have a property management company and real estate brokerage.