For DSCR loans, this literally varies by lender and by rental type (LTR, STR). 

If there is ANYONE familiar with something like this , I would be very grateful to get some insight because I am panicking.I literally saved money for so many years for this and I hope I didn't just lose it all.I don't know if it matters but this happened in Lancaster Pa, and they were purchased in a business name not my personal name.

It's literally taught at brokerages that if one is a new agent just say there "investor friendly" because it's quick "easy $".

I literally don't care what their story is.

So for folks to fork over 40k on a rental house I dont get that. to me its big time FOMO especially in SW FLA were there are literally hundreds of thousands of vacant parcels that can be bought on any day.

it was literally my own cash, from my checking account. 

You will need $20k in startup costs plus you should invest atleast $50k in your syndication and have a track record to show investors what you have for experience With all due respect Chris, this is where partnering with someone who is experienced can pay dividends (literally).

They literally wrote the book on midterm rentals and cover how to analyze markets.

Quote from @Piper Pepperidge: Looking to do my first flip, was originally looking at baltimore, but it looks like it's moving towards a buyer's market and inventory is very high so I'm looking for other hot neighbors with low inventory.ThanksHottest markets are inner ring dc suburbs, moco, nova, even Howard and Frederick, I can tell though if you are a 1st time flipper you will lose money, I’ve been doing this for nearly a decade and I cannot hit my numbers, I met with a flipper a few weeks doing 12 a month, has his own crews, buys off market, literally a full time business, even he is struggling , it’s a bad time to flip right now tbh. 

You were literally paying to play PM by not increasing the rent.